Process consolidating student loans
One of the unpleasant side effects of leaving college for students who took out loans, is that lenders fill your mailbox with reminders that you still owe something for that education.Federal loans carry a six-month grace period so there is time to develop a plan for dealing with them.
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Continuing on to graduate school can add another 4-6 lenders to the mix.
Each one of these student loans has its own due dates, interest rates and payment amounts.
Keeping track of that many payments is complicated and part of the reason that seven million Americans have defaulted on student loans.
This is why student loan consolidation appears as such an attractive solution, but there are things you should know as you consider this approach.
The definition of loan consolidation, in a nutshell, is: One payment, one lender.