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A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. Higher Scores mean lower payments and better deals. Reasonable efforts are made to maintain accurate information.
In most cases, your credit score will determine whether you will be approved for a credit card. Credit Scores range from 300-850, the higher the better 2. However all credit card information is presented without warranty.
Simply getting a credit card will not help you build or re-establish your credit history.
Making on-time minimum payments with all of your creditors and keeping account balances low relative to the credit limit are key to receiving positive marks on your credit history.
Prepaid debit cards, unlike credit cards, do not provide a line of credit and do not influence your credit history.
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