Consolidating credit card debt with student loans
Think about which of the following goals is most important to you; amount you need to pay on each account.
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So, if you have a balance of $5,000, your required payment would be between $125 and $200 per month.
If you can afford to pay more each month, consider an "optimized payment" strategy that accelerates your time to get out of debt.
If you cannot afford your payments, you may want to explore credit counseling or debt settlement.
Editor’s Note: There is a lot of information available on how to consolidate debt, but much of it is confusing.
cuts through the fog with simple tips and tricks you can use to consolidate debt wisely. A smart first step is for you to define your goals.